The information contained in this communication is confidential and may be legally privileged. It is intended solely for the use of the individual or entity to whom it is addressed and others authorised to receive it.  If you are not the intended recipient, please notify the sender immediately and you are hereby notified that any disclosure, copying, distribution or taking of any action in reliance on the contents of this information is strictly prohibited and may be unlawful.

SFB Group Limited is neither liable for the proper and complete transmission of the information contained in this communication nor for any delay in its receipt. The recipient should check this email and any attachments for the presence of viruses.  SFB Group Limited accepts no liability for any damage caused by any virus transmitted by this email. Any views or opinions expressed are solely those of the author and do not necessarily represent those of SFB Group Limited. SFB Group Limited is registered to carry on audit work and regulated for a range of investment business activities by The Institute of Chartered Accountants in England and Wales.

SFB Group Limited is registered in England and Wales (number 09764231) whose registered office is Manor Court Chambers, Townsend Drive, Nuneaton, Warwickshire, CV11 6RU.

SFB Group takes the protection of your privacy very seriously. Our Privacy Policy can be viewed at

This sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.